Nepal Provident Fund (EPF) Calculator 2083/84
Calculator Engine
Note: PF is calculated on Basic, not Gross.
0%5% Incremental Growth20%
Result Summary
Estimated Retirement Corpus
Rs. 36,38,306
After 15 Years of Service
Your Total Contribution
Rs. 20,71,542
Interest Earned
Rs. 15,66,764
Compound Logic: This projection assumes monthly contributions are deposited at the beginning of each period.
Corpus Growth Chart
PF Rules in Nepal
Contribution10% Employee + 10% Employer
Tax BenefitDeductible up to 1/3 of Income or 5L
WithdrawalAvailable upon retirement or after 58 yrs
How to use
- Enter your basic monthly salary as per your appointment letter.
- Input your current PF balance if you've already started working.
- Select the number of years remaining until your retirement.
- The tool calculates the compound growth including the 20% statutory contribution.
- Review the final retirement pool and total interest earned.
PF Compounding Logic
Standard retirement growth formula used by EPF Nepal.
Balance = Current + Σ [ (Monthly × 12) + Yearly Interest ]
Monthly = Basic Salary × 0.20
Interest = Average Balance × Rate %
Salary Growth = Compounded annually
Frequently Asked Questions
As of FY 2081/82, the Employees' Provident Fund (Kosh) interest rate is around 8.0%. This rate is reviewed annually by the board.
Yes, you can contribute additional amounts voluntarily, but the employer's contribution remains fixed at 10% of your basic salary.
PF (EPF) is a retirement savings pool. SSF (Social Security Fund) is a comprehensive insurance and pension scheme. Many private organizations in Nepal are now migrating from EPF to SSF.
Financial Rates
Live
MetricValue
Verified Data